The Royal Bank of Canada’s headquarters building in Toronto has more than 1,400 windows, all of them coated with a layer of 24-carat gold. The gilding, intended as an insulating material, added $70 to the cost of each window, an expense of more than a million dollars. The golden windows reflect adjoining banking institutions that make Toronto the financial center of Canada. This image offers just such a gilded reflection -- albeit somewhat bent out of shape -- an appropriate symbol for those who make (or lose) money with money in these troubled times.