Are you required to write a check for the first time or perhaps the first time you've done it for a long time. There are likely to be concerns, like how to sign a check and how to write a check using cents. While you may not be able to write a lot of checks, this ability is nonetheless important. This guide will provide you with the answers to all your questions.

Step 1: Date your check

The date must be noted in the upper right-hand corner. This is crucial so that the bank or the person you're paying the check to will know that you have written it.




Step 2: Who is this check for?

The next line on the check, "Pay to the order of" is the place to write the name of the person or company you're trying to pay. If you're not familiar with the name of the person or company, you may put "cash" instead. It's possible for someone to lose or steal a check by writing "cash" on the check. A check issued to "cash" can be cashed or deposited by anyone.




Step 3: Write down the amount of the payment in numbers

There are two places on a cheque where you write the amount you're paying. In the lower right corner, write the dollar amount in numerical form (e.g. $130.45). Be sure to make it clear to allow the ATM or bank to subtract the amount from your bank account.




Step 4: Type the amount of payment in words

On the line next to "Pay to the amount specified," write out the dollar amount in words so that it will correspond to the dollar amount that you have written on the sheet. If you were to pay $130.45 For instance, you would write "one hundred three and 45/100." For cents checks be sure to write the cents amount higher than 100. For clarity even when the dollar amount appears to be a circular number, you should include "and/00/100" for clarity. A bank must write the amount of money in words before they can make a check. This confirms that the payment amount is accurate.




Step 5: Write an outline

The line that reads "Memo" while not required can be helpful when determining what you are paying for with the check. If you are paying a check for monthly electric bills or rent, put "Electric bill" or "Monthly Rent" in the memo area. When you pay a debt usually, the company will request the account number.




Step 6 6. Sign the check

You'll need to confirm your identity using the signature you used to establish the checking account. This confirms to the bank that you have signed a contract that states you are paying the amount stated as well as to the proper person.




How do you balance your checkbook.


Every time you spend money or make a deposit it is important to record it in your checkbook's register. It can be found on the checks you got from Huntington. You can use your check register to keep track of all your expenses and deposits. All transactions should be recorded including check, ATM withdrawals, debit card transactions, as well as deposits.


Make sure you register your transactions.




If you pay by check, you'll need to be aware of the number. This can be found on the right hand side of the check. This will allow you to keep track and remind you to reorder checks.


Note down the date. The transaction can be described or the reason for the transaction in the "Transaction" column. Write down the exact amount, in accordance with whether you either received or spent money.


Include any bank fees such as checks withdrawals, payment, or deposits to the balance of your account from the transaction before.