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Settled entirely.You can actually settle your debt with a collection agency with even one lump sum payment actually be from 80-40% within the original credit card debt. Most collection agencies have the opportunity to negotiate a settlement right over the phone.

Not that straightforward.Settling your tax debt for a single lesser sum is extremely hard to do with the Federal government. In fact only 2% of Settlements for "pennies on the dollar" are ever even accepted. Additionally, the process is long and difficult.

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