"I had been driving in a parking lot with my relative and my relative has her driver certificate and she over 21 and that I was operating. Im 18 just have my permit. Well inadvertently I used to be driving and i tried to playground and that I struck on the vehicle close to me. Well they set it under my nephew auto insurance and so they did not call the authorities onus. Well my mom indicating the insurance can go from what after me actually howmuch it cost. What should i assume what's the percentage if i have my permit that they will prosecute me and basically don't have employment