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With a Whitney Website, CA reverse mortgage, the house owner obtains money versus the home. There is no regular monthly payments needed and the loan is due when the home is sold or when the property owner passes away or moves out of the home. The balance will continue to increase with a reverse home mortgage.

Reverse home mortgages are frequently compared to HELOC's or 2nd home mortgages, nevertheless, the difference is that there are no month-to-month payments for the reverse home loan. A home equity loan and HELOC can have strict credit and earnings requirements while a reverse loan has fewer requirements and none in terms of income or credit.

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ONE TIME CLOSE CONSTRUCTION LOAN Two loans in one with only one closing. Payments are interest-only during the building and construction duration, and when your house is total, your loan will modify into a complete amortization with principal and interest payments and payments for insurance coverage, taxes and home mortgage insurance (if applicable2). LOT LOANS A lot loan can bring you one step closer to making your dream house a truth.