I've a WA state permit and got a speeding citation in NYC state -- may my insurance charges increase?

"Reside having an American in her property and I'm going to study abroad in the USA. Do I have to be although I will not be operating the automobileHi everybody"Alright therefore I really don't understand much about automobiles or insurance and I truly need this (Nissan 350z) but someone explained it has superior insurance.what do they suggest by that? If my vehicle gets destroyed it will cost more to correct