Today is haircut day. How do I know? Ginny got her hair done this week. She always cuts my hair about the same time. It works for me. Beats heck out of going to the barber shop and waiting in line while reading the same pile of magazines that have been there for years.

So I asked Ginny how much her hair styling costs. Remember that it comes with a glass of wine. She said, "It is $145 and I am worth every penny of it." Using that logic, my haircut costs nothing, and I guess I am worth every penny of it.