Note - only the frame we're "going out of" overlaps the image. The remaining sides "surround" the image. Coloring the frame could also include a texture if desired. The bevel, on a layer above the image, must be selectively erased just as the first frame was in step 3. Adding realistic shadows (properly placed and not razor sharp) may be the "hardest" step - hardest after step #0 which is to find an appropriate image. The technique isn't limited to going out on a single side as can be seen in several main OOF gallery images.