It's a lovely shot Ann but I'm not seeing a focal point as such. In my header shot the mist is only a part of the shot & when lit it can be said to be a focal point. This looks very general like a well lit landscape. The area around the sun could be said to be lit & is the focal point but the sun is so dominant in that area that makes it very hard to say. Can you say there's a focal point here?:-)
